Licensing · Insurance
All-Lines Insurance Adjuster Exam (Texas and Florida 6-20)
The licensing exam for all-lines claims adjusters: property and casualty coverages from the adjuster's side (standard fire policy, homeowners, commercial property, marine, auto, liability, workers' compensation, bonds), insurance terms and loss valuation, claims handling and ethics, plus Texas or Florida adjuster law.
Questions last checked against the official sources on October 11, 2026.
The real exam at a glance
- Set by
- Texas Department of Insurance; Florida Department of Financial Services
- Texas exam
- 150 questions, 150 minutes, scaled score 70
- Florida exam
- 100 scored + 10 pretest, 2 hours, 70%
- CE
- Texas 24 hours incl. 3 ethics; Florida 24 hours incl. 4-hour update course, every 2 years
- Tip
- Many adjusters use a Texas or Florida license as their designated home state license
What you'll practise
Try a question
In insurance, a 'peril' is:
- A cause of loss, such as fire or windstorm
- A condition that increases the chance of loss
- The amount the insured pays first
- The person who buys the policy
Show the answer
A. A cause of loss, such as fire or windstorm — A peril is the cause of loss; a hazard is a condition that increases the likelihood or severity of loss.
Sample questions by topic (in English)
- Property policies and coverages
- Commercial, marine and specialty lines
- Auto, liability and workers' compensation
- Insurance terms and contract law
- Claims handling and adjusting practice
- Licensing (TX)
- Claims law (TX)
- Unfair practices (TX)
- Workers' compensation (TX)
- Licensing (FL)
- Ethics and conduct (FL)
- Claims law (FL)
- Auto and PIP (FL)
- Residual markets and FIGA (FL)
- Policies and claims (TX)
Ask the examiner
Ask about this exam: why an answer is wrong, a grammar point, or “quiz me on …”.
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Questions about the Insurance adjuster (all lines)
Is this the official Insurance adjuster (all lines)?
No. Semplr is independent and not affiliated with the exam body. We write every question ourselves, in the official format and at the official level.
What is the real Insurance adjuster (all lines) like?
Set by: Texas Department of Insurance; Florida Department of Financial Services. Texas exam: 150 questions, 150 minutes, scaled score 70. Florida exam: 100 scored + 10 pretest, 2 hours, 70%. CE: Texas 24 hours incl. 3 ethics; Florida 24 hours incl. 4-hour update course, every 2 years. Tip: Many adjusters use a Texas or Florida license as their designated home state license.
How is my practice marked?
Instantly. You see your score against the pass mark, and an explanation for every question — including the ones you got right.
Can I take it on my phone?
Yes. The whole mock exam works on a phone, and your progress is saved in your browser.
Ready for a full run?
One sitting, real timing, then your score against the pass mark.
Start the free mock exam