All-Lines Insurance Adjuster Exam (Texas and Florida 6-20)
Licensing (TX): practice questions
Our Insurance adjuster (all lines) bank has 33 questions on this topic. Here are 5 of them with answers; the full mock exam draws from every topic, like the real one.
Question 1 · Texas
TDI may extend or waive adjuster continuing education requirements when:
- The adjuster is busy with catastrophe claims
- Illness, medical disability or another circumstance beyond the adjuster's control prevents compliance
- The adjuster pays a waiver fee
- The adjuster has been licensed for more than 10 years
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B. Illness, medical disability or another circumstance beyond the adjuster's control prevents compliance — Tex. Ins. Code 4101.060(a): on written request, if illness, medical disability or another extenuating circumstance beyond the adjuster's control prevents compliance, TDI may extend the time or exempt the adjuster.
Question 2 · Texas
Which attorney is exempt from Texas adjuster licensing?
- Any attorney who adjusts claims full-time for insurers
- An attorney who advertises as an adjuster
- One who adjusts only incidentally to law practice
- No attorney is ever exempt
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C. One who adjusts only incidentally to law practice — TIC 4101.002(a)(1).
Question 3 · Texas
A limited adjuster license in Texas allows the holder to:
- Adjust all lines except life
- Adjust claims in any state
- Adjust only the kinds of insurance named on the license
- Act as a public adjuster for the kinds of insurance licensed
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C. Adjust only the kinds of insurance named on the license — TIC 4101.102(c): the person may not adjust claims in a kind of insurance other than that for which the adjuster is specifically licensed.
Question 4 · Texas
What is the maximum Texas adjuster license application fee set by statute?
- $20
- $100
- $50
- $250
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C. $50 — TIC 4101.057(a): the department sets a nonrefundable application fee not to exceed $50 (exam fee also not to exceed $50).
Question 5 · Texas
For the course-exam exemption in TIC 4101.056, who may NOT proctor the applicant's exam?
- A disinterested third party approved by the commissioner
- The applicant's first cousin or the applicant's employee
- An approved testing center employee unrelated to the applicant
- Any approved, unrelated proctor
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B. The applicant's first cousin or the applicant's employee — TIC 4101.056(c): a disinterested third party is not related to the applicant (first cousin or within the third degree) and is not the applicant's employee or subordinate.
More Insurance adjuster (all lines) topics
- Property policies and coverages
- Commercial, marine and specialty lines
- Auto, liability and workers' compensation
- Insurance terms and contract law
- Claims handling and adjusting practice
- Claims law (TX)
- Unfair practices (TX)
- Workers' compensation (TX)
- Licensing (FL)
- Ethics and conduct (FL)
- Claims law (FL)
- Auto and PIP (FL)
- Residual markets and FIGA (FL)
- Policies and claims (TX)