Notary Signing Agent (Loan Signing) Practice Test
Notarial acts and certificates: practice questions
Our Notary signing agent bank has 44 questions on this topic. Here are 5 of them with answers; the full mock exam draws from every topic, like the real one.
Question 1
When must a journal entry be made under RULONA?
- At the end of the week
- Within 30 days after the act
- Contemporaneously with the notarial act
- Only if the lender asks for a journal entry for that file
Show the answer
C. Contemporaneously with the notarial act — RULONA §19(c): an entry must be made contemporaneously with performance of the notarial act.
Question 2
A deed of trust's notarial certificate reads 'acknowledged before me'. What must the signer do?
- Swear under oath that every statement in the document's contents is true
- Sign again in the notary's journal only
- Appear in person and declare they signed it for its stated purpose
- Nothing, if the signature looks genuine
Show the answer
C. Appear in person and declare they signed it for its stated purpose — Acknowledgment certificates (RULONA §16(1)) record that the individual appeared and acknowledged signing; no oath on the contents is required.
Question 3
A notary's journal is lost. Under RULONA the notary must:
- Recreate it from memory and keep going
- Notify every signer by mail within 10 days
- Do nothing unless the journal is later subpoenaed by a court
- Promptly notify the commissioning officer or agency
Show the answer
D. Promptly notify the commissioning officer or agency — RULONA §19(d): if a journal is lost or stolen, the notary promptly notifies the commissioning officer or agency.
Question 4
A notary's stamping device is stolen. Under RULONA the notary must:
- Report it only to the lender for whom the notary worked that week
- Promptly notify the commissioning officer or agency
- Do nothing until the commission expires
- Borrow another notary's stamp
Show the answer
B. Promptly notify the commissioning officer or agency — RULONA §18(b): if the stamping device is lost or stolen, the notary shall promptly notify the commissioning officer or agency.
Question 5
Under RULONA, an electronic journal must be:
- A spreadsheet the notary can edit at any time
- Stored only on the lender's server
- Permanent and tamper-evident, under the agency's rules
- Printed and mailed to the state each month
Show the answer
C. Permanent and tamper-evident, under the agency's rules — RULONA §19(b).