Licensing · Insurance
Property and Casualty Insurance Producer Exam
The general (national) part of the state licensing exam for property and casualty insurance agents: homeowners and commercial property, flood (NFIP), auto, general liability, workers' compensation, umbrella, bonds, contract law and insurance terms, plus a state-law part for California, Texas, Florida and New York.
Questions last checked against the official sources on October 11, 2026.
The real exam at a glance
- Set by
- Each state insurance department
- Lines
- Property and casualty
- Example (Texas)
- 130 scored + 15 pretest questions, 150 minutes
- Pass (Texas)
- Scaled score of 70
- Tip
- State law is tested too
What you'll practise
Try a question
Workers' compensation insurance should be bought from:
- Any surplus lines carrier
- An insurer licensed in the state
- An alternative benefit plan
- The employer's health insurer
Show the answer
B. An insurer licensed in the state — TDI: a policy from an unlicensed company doesn't count as workers' compensation under state law.
Sample questions by topic (in English)
- Property policies
- Policy provisions and contract law
- Insurance terms and concepts
- Casualty policies and bonds
- Licensing (CA)
- Policies and cancellation (CA)
- Auto (CA)
- Claims (CA)
- Licensing (TX)
- Claims (TX)
- Policies and cancellation (TX)
- Residual markets and guaranty (TX)
- Unfair practices (FL)
- Claims (FL)
- Policies and cancellation (FL)
- Auto and PIP (FL)
- Licensing (NY)
- Unfair practices (NY)
- Claims (NY)
- Auto and no-fault (NY)
- Policies and cancellation (NY)
Ask the examiner
Ask about this exam: why an answer is wrong, a grammar point, or “quiz me on …”.
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Questions about the Property & Casualty Insurance
Is this the official Property & Casualty Insurance?
No. Semplr is independent and not affiliated with the exam body. We write every question ourselves, in the official format and at the official level.
What is the real Property & Casualty Insurance like?
Set by: Each state insurance department. Lines: Property and casualty. Example (Texas): 130 scored + 15 pretest questions, 150 minutes. Pass (Texas): Scaled score of 70. Tip: State law is tested too.
How is my practice marked?
Instantly. You see your score against the pass mark, and an explanation for every question — including the ones you got right.
Can I take it on my phone?
Yes. The whole mock exam works on a phone, and your progress is saved in your browser.
Ready for a full run?
One sitting, real timing, then your score against the pass mark.
Start the free mock exam