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Property and Casualty Insurance Producer Exam

Licensing (TX): practice questions

Our Property & Casualty Insurance bank has 15 questions on this topic. Here are 5 of them with answers; the full mock exam draws from every topic, like the real one.

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Question 1 · Texas

A Texas personal lines P&C agent may act without a general P&C license as long as the agent:

  1. Writes commercial policies only
  2. Works for one insurer only
  3. Stays within the scope of the personal lines license
  4. Has five years of experience
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C. Stays within the scope of the personal lines license — Tex. Ins. Code 4051.051(b): a personal lines P&C agent need not hold a general license if activities are limited to those authorized under the personal lines license.

Question 2 · Texas

For a violation of the Insurance Code, TDI may:

  1. Suspend or revoke a license, assess a penalty or reprimand the holder
  2. Only send a warning letter, since penalties need a court order
  3. Jail the agent
  4. Seize the agent's home
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A. Suspend or revoke a license, assess a penalty or reprimand the holder — Tex. Ins. Code 4005.102: TDI may deny, suspend, revoke or refuse to renew a license, place on probation, assess an administrative penalty or reprimand.

Question 3 · Texas

At least what share of a Texas agent's required CE hours must be in a classroom or approved classroom-equivalent setting?

  1. 25 percent
  2. 75 percent
  3. 50 percent
  4. 100 percent
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C. 50 percent — Tex. Ins. Code 4004.051(c): at least 50 percent of required CE hours must be completed in a classroom setting or approved classroom equivalent.

Question 4 · Texas

A Texas individual agent must tell TDI about a change of mailing address, a felony conviction or an administrative action:

  1. Only at license renewal
  2. Within one year
  3. Only if TDI asks
  4. On a monthly basis
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D. On a monthly basis — Tex. Ins. Code 4001.252(a): an individual agent shall notify the department on a monthly basis of these changes.

Question 5 · Texas

When must a Texas agent finish the required continuing education hours?

  1. Within 90 days after expiration, always
  2. Any time during the following term
  3. Only every other renewal
  4. Before the license expiration date
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D. Before the license expiration date — Tex. Ins. Code 4004.051(b): all required CE hours must be completed before the expiration date of the individual's license.

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