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NASCLA Commercial General Building Contractor — Practice Exam

Procurement and contracting: insurance: practice questions

Our NASCLA Commercial GC bank has 6 questions on this topic. Here are 3 of them with answers; the full mock exam draws from every topic, like the real one.

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Question 1

What does commercial general liability (CGL) insurance cover?

  1. Third-party bodily injury and property damage from the contractor's operations
  2. Defective workmanship itself
  3. The contractor's own tools only
  4. Injuries to the contractor's own employees while working on the project
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A. Third-party bodily injury and property damage from the contractor's operations — Employee injuries are covered by workers' compensation.

Question 2

What is a certificate of insurance?

  1. The insurance policy itself, with all of its terms and exclusions
  2. A lien waiver
  3. A document showing that a policy is in force with stated limits
  4. A bond
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C. A document showing that a policy is in force with stated limits — Contractors should collect them from subcontractors before work starts.

Question 3

What does workers' compensation insurance provide?

  1. Coverage for equipment theft
  2. Coverage for contract disputes with the owner
  3. Coverage for injuries to members of the public on the site
  4. Medical care and wage replacement for employees injured on the job
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D. Medical care and wage replacement for employees injured on the job — It is generally the employee's exclusive remedy against the employer.

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