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Life and Health Insurance Producer Exam

Conduct (AK): practice questions

Our Life & Health Insurance bank has 3 questions on this topic. Here are 3 of them with answers; the full mock exam draws from every topic, like the real one.

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Question 1 · Alaska

Which use of a senior-specific designation by an Alaska producer is an unfair or deceptive practice?

  1. Using a self-conferred designation that implies special training in advising seniors
  2. Using a job title showing seniority within a licensed firm
  3. Using the producer's own legal name on business cards
  4. Using an earned designation from an accredited organization
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A. Using a self-conferred designation that implies special training in advising seniors — 3 AAC 26.825(b)(2).

Question 2 · Alaska

A health plan wellness reward is not an illegal rebate if, among other things, the total rewards stay within what limit?

  1. 5 percent of the annual premium
  2. $100 per member each year
  3. 50 percent of the deductible under the health plan
  4. 20 percent of the cost of coverage
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D. 20 percent of the cost of coverage — AS 21.36.110(5)(G).

Question 3 · Alaska

A producer makes incomplete comparisons of policy benefits to induce a client to surrender a policy. Under AS 21.36 this is called what?

  1. Rebating
  2. Boycott
  3. Misappropriation
  4. Twisting
Show the answer

D. Twisting — AS 21.36.050.

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