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Life and Health Insurance Producer Exam

Medicare supplement (ND): practice questions

Our Life & Health Insurance bank has 3 questions on this topic. Here are 3 of them with answers; the full mock exam draws from every topic, like the real one.

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Question 1 · North Dakota

A North Dakota Medicare supplement policy may not deny a claim for a pre-existing condition for losses incurred more than how long after the effective date of coverage?

  1. Twelve months
  2. Ninety days
  3. Two years
  4. Six months
Show the answer

D. Six months — N.D.C.C. 26.1-36.1-02(3).

Question 2 · North Dakota

How long does a North Dakota Medicare supplement applicant have to return the policy for a premium refund?

  1. Thirty days from delivery
  2. Sixty days from the effective date
  3. Twenty days from application
  4. Ten days from delivery
Show the answer

A. Thirty days from delivery — N.D.C.C. 26.1-36.1-06.

Question 3 · North Dakota

When does the North Dakota Medicare supplement open enrollment period begin?

  1. On the date the person first applies for Social Security retirement benefits
  2. On the person's 62nd birthday, whether or not the person has yet enrolled in any part of the Medicare program
  3. On January 1 of each year for anyone already enrolled in Medicare Part A
  4. On the first day of the first month the person is both 65 or older and enrolled in Medicare Part B
Show the answer

D. On the first day of the first month the person is both 65 or older and enrolled in Medicare Part B — N.D. Admin. Code 45-06-01.1-09(1).

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