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Life and Health Insurance Producer Exam

Licensing (LA): practice questions

Our Life & Health Insurance bank has 10 questions on this topic. Here are 5 of them with answers; the full mock exam draws from every topic, like the real one.

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Question 1 · Louisiana

A Louisiana producer's license lapsed 18 months ago. How can the producer get the same license back?

  1. Retake and pass the state licensing examination for every line previously held
  2. Reinstate it by proving CE completed through the reinstatement date and paying all fees
  3. Apply as a new applicant, because reinstatement is allowed only within 90 days
  4. Obtain a new appointment from any authorized insurer, which reactivates the lapsed license automatically
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B. Reinstate it by proving CE completed through the reinstatement date and paying all fees — La. R.S. 22:1547(D) (after more than two years, new-license requirements apply).

Question 2 · Louisiana

What happens if a Louisiana licensee does not report a change of address or legal name within the required time?

  1. A $50 penalty per violation; the change is due within 30 days
  2. Nothing, as long as the change is reported at renewal
  3. The license is suspended until the change is reported, with no fine
  4. A $500 penalty; the change is due within 10 days
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A. A $50 penalty per violation; the change is due within 30 days — La. R.S. 22:1547(G).

Question 3 · Louisiana

A Louisiana applicant misses a scheduled licensing exam. What must happen before another exam is scheduled?

  1. The applicant must reapply and remit all required fees and forms again
  2. The commissioner must approve a written explanation of the absence
  3. The applicant must first complete a prelicensing refresher course
  4. The applicant must wait ninety days, but the original exam fee carries over to the new date
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A. The applicant must reapply and remit all required fees and forms again — La. R.S. 22:1545(H).

Question 4 · Louisiana

A producer licensed in Texas moves to Louisiana. To become a resident licensee without retaking exams for lines already held, when must the producer apply?

  1. At any time, as long as the Texas license is active
  2. Within 90 days of establishing legal residence
  3. Within 30 days of the move, with proof of residency
  4. Within one year, before the Texas license expires
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B. Within 90 days of establishing legal residence — La. R.S. 22:1551(B).

Question 5 · Louisiana

Which people connected with a resident producer business entity must register with the Louisiana Department of Insurance under the entity's license?

  1. Only the one licensed producer the entity designated as responsible for its compliance with the law
  2. Only owners who hold at least a 50% interest in the business entity
  3. Only the officers who personally sign insurance applications for the entity
  4. Every member, partner, officer and director, plus anyone controlling 10% or more
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D. Every member, partner, officer and director, plus anyone controlling 10% or more — La. R.S. 22:1546(B)(1)(a)(i).

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