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Life and Health Insurance Producer Exam

Licensing (IA): practice questions

Our Life & Health Insurance bank has 10 questions on this topic. Here are 5 of them with answers; the full mock exam draws from every topic, like the real one.

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Question 1 · Iowa

How long is an Iowa insurance producer license term, and when does the initial term end?

  1. Four years, ending on December 31 of the final license year
  2. Two years, ending on the anniversary of the original issue date
  3. Three years, ending after the last day of the birth month
  4. One year, ending on June 30 to match the state fiscal year
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C. Three years, ending after the last day of the birth month — Iowa Code 522B.6(1); Iowa Admin. Code r. 191-10.6(1).

Question 2 · Iowa

If a revocation order sets no terms for reissuance, how long must an Iowa producer wait before first applying for reissuance?

  1. No wait; apply at once
  2. At least three years, plus a new exam
  3. Ninety days after the order is final
  4. At least one year from the date of the order
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D. At least one year from the date of the order — Iowa Admin. Code r. 191-10.10(2)(f).

Question 3 · Iowa

A producer licensed in another state moves to Iowa. Within what time must the producer apply for an Iowa resident license to avoid examinations for lines already held?

  1. Within 90 days of establishing Iowa legal residence
  2. Within 180 days of signing an Iowa agency contract
  3. Within 30 days of the home-state license lapsing
  4. Within one year of the move, after a background check
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A. Within 90 days of establishing Iowa legal residence — Iowa Code 522B.8(2).

Question 4 · Iowa

An Iowa individual producer lets a license lapse. Within what period can it be reinstated without retaking the examination?

  1. At any time, if all missed fees are paid
  2. Within 6 months, after redoing all required CE
  3. Within 24 months, if an insurer will sponsor it
  4. Within 12 months of the renewal fee due date
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D. Within 12 months of the renewal fee due date — Iowa Code 522B.6(4); Iowa Admin. Code r. 191-10.9(1).

Question 5 · Iowa

Before approving a resident producer license, the Iowa commissioner must find that the individual is at least what age?

  1. At least twenty-one years of age
  2. At least twenty years of age
  3. At least eighteen years of age
  4. Sixteen with a sponsoring insurer
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C. At least eighteen years of age — Iowa Code 522B.5(1)(a); Iowa Admin. Code r. 191-10.4(1)(a).

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