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Life and Health Insurance Producer Exam

Long-term care (WV): practice questions

Our Life & Health Insurance bank has 4 questions on this topic. Here are 3 of them with answers; the full mock exam draws from every topic, like the real one.

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Question 1 · West Virginia

How long must the one-time long-term care training course be before a producer may sell long-term care insurance?

  1. At least sixteen hours
  2. At least twelve hours
  3. At least four hours
  4. At least eight hours
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D. At least eight hours — W. Va. Code 33-12-8a(b)(1).

Question 2 · West Virginia

If a policy makes noninstitutional benefits depend on a prior institutional stay, what is the longest stay it may require?

  1. 30 days
  2. 100 days
  3. 3 days
  4. 60 days
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A. 30 days — W. Va. Code 33-15A-6(d)(2)(B).

Question 3 · West Virginia

How long is the long-term care free look period?

  1. 10 days from delivery
  2. 60 days from delivery
  3. 30 days from delivery
  4. 20 days from the application date
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C. 30 days from delivery — W. Va. Code 33-15A-6(f)(1).

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