Life and Health Insurance Producer Exam

Medicare supplement (WA): practice questions

Our Life & Health Insurance bank has 6 questions on this topic. Here are 3 of them with answers; the full mock exam draws from every topic, like the real one.

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Question 1 · Washington

A Washington Medicare supplement policy may not exclude benefits because of a preexisting condition for losses incurred more than how long after coverage begins?

Three months
Twelve months
Two years
Six months

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A. Three months — RCW 48.66.130(1).

Question 2 · Washington

When a medical history is required for a Medicare supplement application to be accepted, who may complete it?

The applicant, a relative, a legal guardian, or a physician
Only an insurer underwriter, by telephone interview
Any licensed producer or any employee of the insurer
Only the producer who takes the application

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A. The applicant, a relative, a legal guardian, or a physician — RCW 48.66.140.

Question 3 · Washington

An issuer may not deny or health-rate a Medicare supplement application submitted during the six months beginning with the first month in which the applicant is:

Retired from all employer group health plans
Enrolled in a Medicare Part D drug plan
Eligible for Social Security retirement benefits
Both 65 or older and enrolled in Medicare Part B

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D. Both 65 or older and enrolled in Medicare Part B — RCW 48.66.025(1).

Medicare supplement (WA): practice questions

A Washington Medicare supplement policy may not exclude benefits because of a preexisting condition for losses incurred more than how long after coverage begins?

When a medical history is required for a Medicare supplement application to be accepted, who may complete it?

An issuer may not deny or health-rate a Medicare supplement application submitted during the six months beginning with the first month in which the applicant is:

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