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Life and Health Insurance Producer Exam

Licensing (RI): practice questions

Our Life & Health Insurance bank has 10 questions on this topic. Here are 4 of them with answers; the full mock exam draws from every topic, like the real one.

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Question 1 · Rhode Island

Within how many days must a Rhode Island producer inform the commissioner of a change in legal name or address?

  1. 60 days
  2. 10 days
  3. 30 days
  4. At the next renewal
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C. 30 days — R.I. Gen. Laws 27-2.4-9(f).

Question 2 · Rhode Island

To whom does Rhode Island's errors and omissions insurance requirement NOT apply?

  1. Producers employed as such directly by insurance companies
  2. Producers who work from a home office
  3. Producers who hold only the life line of authority and no others
  4. Producers who have been licensed for fewer than five years
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A. Producers employed as such directly by insurance companies — R.I. Gen. Laws 27-2.4-23(d).

Question 3 · Rhode Island

Before approving a resident individual producer application, what minimum age must the commissioner find the applicant has reached?

  1. 17 with a parent's written consent
  2. 20
  3. 21
  4. 18
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D. 18 — R.I. Gen. Laws 27-2.4-8(a)(1).

Question 4 · Rhode Island

A Rhode Island resident business entity applies for a producer license. Besides paying the fees, what must the entity do?

  1. Post a $50,000 surety bond with the department
  2. Prove it has operated in Rhode Island for at least two years
  3. Show that every employee holds an individual producer license
  4. Designate a licensed producer responsible for its compliance with state insurance law
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D. Designate a licensed producer responsible for its compliance with state insurance law — R.I. Gen. Laws 27-2.4-8(b)(2).

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