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Life and Health Insurance Producer Exam

Licensing (NJ): practice questions

Our Life & Health Insurance bank has 13 questions on this topic. Here are 5 of them with answers; the full mock exam draws from every topic, like the real one.

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Question 1 · New Jersey

How many hours of prelicensing education must a New Jersey applicant complete before taking the state exam for the life authority?

  1. 40 hours, including 8 hours of ethics
  2. 12 hours
  3. 20 hours
  4. 32 hours of classroom instruction only
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C. 20 hours — N.J.A.C. 11:17-3.4(c)1.

Question 2 · New Jersey

An applicant was licensed in another state for the same lines and lets that license lapse. To skip New Jersey prelicensing education and the exam, when must the New Jersey application be received?

  1. Within 30 days, and only if the person still lives in the old state
  2. At any time, as long as the prior license was never revoked
  3. Within 90 days of the cancellation of the prior license
  4. Within one year of the cancellation of the prior license
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C. Within 90 days of the cancellation of the prior license — N.J.S.A. 17:22A-35a; N.J.A.C. 11:17-3.4(e).

Question 3 · New Jersey

Which first-time New Jersey applicant must submit fingerprints, including electronic fingerprinting, with the license application?

  1. A resident applying for a major line such as life or accident and health
  2. Only an applicant who answers yes to a criminal history question
  3. A nonresident applying for any line of authority
  4. A resident applying solely for a limited line such as travel or car rental insurance
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A. A resident applying for a major line such as life or accident and health — N.J.A.C. 11:17-2.3(a)5.

Question 4 · New Jersey

Which New Jersey applicant is NOT required to pass the state licensing examination?

  1. A resident seeking personal lines authority
  2. A resident seeking only accident and health authority
  3. A resident seeking only credit insurance authority
  4. A resident seeking life and variable authorities
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C. A resident seeking only credit insurance authority — N.J.A.C. 11:17-3.5(a).

Question 5 · New Jersey

A New Jersey producer's license lapsed eight months ago. The producer files for late renewal with proof of CE, a certification about any business written, and the late fee. What else applies?

  1. The producer is waived from prelicensing education and the exam
  2. The producer must complete 20 new hours of prelicensing study
  3. Late renewal is not allowed once a license has lapsed
  4. The producer must retake the state licensing examination before any renewal is granted
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A. The producer is waived from prelicensing education and the exam — N.J.A.C. 11:17-2.6(c), (d).

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