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Life and Health Insurance Producer Exam

Medicare supplement (NM): practice questions

Our Life & Health Insurance bank has 4 questions on this topic. Here are 3 of them with answers; the full mock exam draws from every topic, like the real one.

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Question 1 · New Mexico

How long does New Mexico's free-look notice give a Medicare supplement applicant to return the policy for a premium refund?

  1. 45 days from the effective date
  2. 21 days from application
  3. 10 days from delivery
  4. 30 days from delivery
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D. 30 days from delivery — NMSA 1978, 59A-24A-10.

Question 2 · New Mexico

During Medicare supplement open enrollment in New Mexico, an issuer may not deny or condition coverage based on health for applications submitted when?

  1. Only within 30 days after the person's 65th birthday
  2. Any time during the first two years of Medicare Part A eligibility
  3. Only during the annual Medicare election period each fall
  4. Before or within six months from the first month the person is 65 or older and in Part B
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D. Before or within six months from the first month the person is 65 or older and in Part B — 13.10.25.17(A) NMAC.

Question 3 · New Mexico

Under New Mexico's Medicare supplement marketing standards, what is 'cold lead advertising'?

  1. Using the word 'Medigap' for a policy not issued under the rule
  2. Inducing a purchase through force, fright, explicit or implied threats, or other undue pressure to buy
  3. Marketing that fails to disclose clearly that it is a solicitation and an agent will make contact
  4. Selling a second Medicare supplement policy to the same person
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C. Marketing that fails to disclose clearly that it is a solicitation and an agent will make contact — 13.10.25.26(B)(2) NMAC.

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