semplr.

Exams · Certifications · Licensing

Life and Health Insurance Producer Exam

Conduct (OH): practice questions

Our Life & Health Insurance bank has 9 questions on this topic. Here are 3 of them with answers; the full mock exam draws from every topic, like the real one.

Start the free mock exam

Question 1 · Ohio

An Ohio agent receives a written inquiry from the Department of Insurance. Unless granted an extension, how long does the agent have to respond in writing?

  1. Thirty calendar days
  2. Twenty-one calendar days after receipt
  3. Ten business days after the postmark date
  4. Forty-five days after the inquiry is mailed
Show the answer

B. Twenty-one calendar days after receipt — R.C. 3905.14(B)(21).

Question 2 · Ohio

Under R.C. 3901.213, an Ohio agent may conduct a raffle or drawing only if it meets which condition?

  1. The prize is worth no more than the average annual premium of the agency's policies
  2. It is open to the public and costs entrants nothing to enter
  3. Entrants must request a quote to receive a ticket
  4. Only current policyholders may enter, at no cost
Show the answer

B. It is open to the public and costs entrants nothing to enter — R.C. 3901.213(G).

Question 3 · Ohio

An Ohio agent's client wants to name the agent's sister as beneficiary of a policy the agent sold. When is this permitted?

  1. Only if the agent or a relative of the agent is the insured or applicant
  2. Only if the policy's face amount is not more than $10,000
  3. It is always permitted if the insurer approves it in writing
  4. Only if the client's signature is notarized
Show the answer

A. Only if the agent or a relative of the agent is the insured or applicant — R.C. 3905.14(B)(19).

More Life & Health Insurance topics