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Life and Health Insurance Producer Exam

Continuing education (SC): practice questions

Our Life & Health Insurance bank has 5 questions on this topic. Here are 4 of them with answers; the full mock exam draws from every topic, like the real one.

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Question 1 · South Carolina

A producer misses the biennial CE deadline. What happens under the department's CE regulation?

  1. Suspended the next day; reactivation allowed within six months with proof and a penalty
  2. The license is canceled at once and can be regained only after a two-year waiting period
  3. The insurer may keep the appointment active if it certifies the producer will finish within a year
  4. The license stays active for a 90-day grace period, after which the producer must retake the exam
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A. Suspended the next day; reactivation allowed within six months with proof and a penalty — S.C. Code Regs. 69-50, Sec. XI; S.C. Code 38-43-110(B).

Question 2 · South Carolina

Which licensee is exempt from South Carolina's continuing education requirement?

  1. Any producer who holds a CLU, ChFC or other recognized professional designation
  2. One aged 65 or older with at least 25 years of South Carolina licensure
  3. One aged 60 or older with at least 20 years of licensure in any state
  4. Any producer whose business is limited to fixed annuities
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B. One aged 65 or older with at least 25 years of South Carolina licensure — S.C. Code 38-43-106(H).

Question 3 · South Carolina

How many hours of continuing education must a life and accident and health producer complete each biennium?

  1. 12 hours
  2. 24 hours
  3. 30 hours
  4. 40 hours, all in a classroom
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B. 24 hours — S.C. Code 38-43-106(A)(1).

Question 4 · South Carolina

For a resident producer, CE compliance requires the 24 hours to include what?

  1. At least 6 hours of ethics and at least 12 hours in a classroom setting
  2. No ethics minimum; any approved course in any line counts
  3. At least 3 hours of ethics and at least 8 hours in each line held
  4. At least 1 hour of ethics and at least 4 hours of law updates
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C. At least 3 hours of ethics and at least 8 hours in each line held — S.C. Code Regs. 69-50, Sec. III(9).

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