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Exams · Certifications · Licensing

Life and Health Insurance Producer Exam

Licensing (FL): practice questions

Our Life & Health Insurance bank has 10 questions on this topic. Here are 5 of them with answers; the full mock exam draws from every topic, like the real one.

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Question 1 · Florida

What can Florida's Department of Financial Services do if an agent's CE isn't certified after notice?

  1. Terminate or refuse to renew the agent's appointments
  2. Nothing; CE is voluntary
  3. Fine the insurer only
  4. Extend the CE deadline automatically for another full year
Show the answer

A. Terminate or refuse to renew the agent's appointments — Agents can ask for an extension or waiver.

Question 2 · Florida

How many hours of continuing education must most Florida life and health agents complete every two years?

  1. 10 hours of any topic, with no ethics or law update requirement
  2. 48 hours, all classroom only
  3. No continuing education is required
  4. 24 hours, including a law and ethics update course
Show the answer

D. 24 hours, including a law and ethics update course — Requirements are lower for agents licensed many years; check DFS.

Question 3 · Florida

What is Florida's 2-14 license?

  1. A health-only license
  2. A life insurance license, including variable annuities
  3. A title insurance license
  4. A property and casualty license for homes
Show the answer

B. A life insurance license, including variable annuities — The 2-15 adds health; 2-40 is health only.

Question 4 · Florida

Which Florida license covers life insurance (including variable annuities) and health insurance?

  1. The 2-40 license only
  2. The 4-40 license
  3. The 2-20 license
  4. The 2-15 license
Show the answer

D. The 2-15 license — 2-14 is life only (including variable annuities); 2-40 is health only.

Question 5 · Florida

Who may NOT hold a Florida life agent license, under the qualification rules?

  1. A licensed real estate agent
  2. A person over 65, or anyone who has worked for a bank or credit union in the last five years
  3. A former bank employee
  4. A funeral director or employee of a funeral establishment, with limited exceptions
Show the answer

D. A funeral director or employee of a funeral establishment, with limited exceptions — Limited burial policies have a separate exception.

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