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Life and Health Insurance Producer Exam

Licensing (MS): practice questions

Our Life & Health Insurance bank has 11 questions on this topic. Here are 5 of them with answers; the full mock exam draws from every topic, like the real one.

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Question 1 · Mississippi

Mississippi presumes a license is being sought mainly for controlled business when commissions on the applicant's own, family or business interests reach what share of total commissions over 24 months?

  1. More than 35%
  2. More than 50%
  3. More than 10%
  4. Any share
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A. More than 35% — Miss. Code Ann. 83-17-1(h).

Question 2 · Mississippi

Which of these people does NOT need a Mississippi producer license?

  1. A retiree who negotiates health coverage for neighbors for a fee
  2. A nonresident who solicits individual life policies from Mississippi residents
  3. A bank employee paid a percentage of premium for each policy sold
  4. An insurer's clerical employee who earns no commission and only indirectly supports sales
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D. An insurer's clerical employee who earns no commission and only indirectly supports sales — Miss. Code Ann. 83-17-57(2)(a)(i).

Question 3 · Mississippi

Under House Bill 819 (effective July 1, 2024), which Mississippi line of authority no longer requires the 20-hour prelicensing course?

  1. Every line, for applicants who hold a college degree
  2. Property and casualty combined
  3. Life
  4. Accident and health or sickness
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C. Life — MID Producer/Individual Licensing page (HB 819, eff. July 1, 2024: Life applicants exempt from 20-hour prelicensing).

Question 4 · Mississippi

A resident Mississippi producer moves to another state. Within what time must the producer file a change of address and certification from the new resident state?

  1. 5 days
  2. Six months
  3. One year
  4. 30 days
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D. 30 days — Miss. Code Ann. 83-17-65(3).

Question 5 · Mississippi

A producer licensed in another state moves to Mississippi. What does the law require to keep the lines previously held?

  1. Nothing at all; the other state's license remains valid in Mississippi until its own expiration date
  2. Retake the full exam for each line within the first year of residence
  3. Complete 40 hours of Mississippi prelicensing before any application
  4. Apply for a resident license within 90 days; no prelicensing or exam is usually needed
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D. Apply for a resident license within 90 days; no prelicensing or exam is usually needed — Miss. Code Ann. 83-17-67(2).

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