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Life and Health Insurance Producer Exam

Continuing education (SD): practice questions

Our Life & Health Insurance bank has 6 questions on this topic. Here are 3 of them with answers; the full mock exam draws from every topic, like the real one.

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Question 1 · South Dakota

A South Dakota licensee earns more continuing education hours than required this period. What happens to the extra hours?

  1. They are credited against any future late penalty
  2. Up to ten extra hours carry over to the next period
  3. They may not be carried over to the next period
  4. They carry over in full if earned in ethics courses
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C. They may not be carried over to the next period — ARSD 20:06:18:18.

Question 2 · South Dakota

Which South Dakota licensee is exempt from continuing education?

  1. A licensee who also holds a securities registration
  2. Any licensee who has held a license for at least fifteen years
  3. One over age 65, licensed at least ten years, who does not sell, solicit, or negotiate
  4. Any licensee who sells only life insurance and annuities
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C. One over age 65, licensed at least ten years, who does not sell, solicit, or negotiate — SDCL 58-30-115(2).

Question 3 · South Dakota

For good cause, what is the longest extension the South Dakota director may grant to complete continuing education?

  1. Two years
  2. One year
  3. Ninety days
  4. Thirty days
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B. One year — SDCL 58-30-119.

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