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Life and Health Insurance Producer Exam

Regulation (MD): practice questions

Our Life & Health Insurance bank has 3 questions on this topic. Here are 3 of them with answers; the full mock exam draws from every topic, like the real one.

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Question 1 · Maryland

Within what time must a party file a petition for judicial review of an order resulting from a Maryland Insurance Commissioner hearing?

  1. Within 1 year after the date the original complaint was filed
  2. Within 10 days after the hearing officer announces a decision orally
  3. Within 30 days after the order is served on those entitled to it
  4. Within 60 days after the Commissioner closes the hearing record
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C. Within 30 days after the order is served on those entitled to it — Md. Code, Ins. 2-215(d)(1).

Question 2 · Maryland

How does a person become Maryland Insurance Commissioner?

  1. Election by Maryland voters at a statewide general election
  2. Selection by the General Assembly through a joint resolution
  3. Appointment by the State Treasurer, with Board of Public Works approval
  4. Appointment by the Governor with the advice and consent of the Senate
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D. Appointment by the Governor with the advice and consent of the Senate — Md. Code, Ins. 2-103(a)(1); the Commissioner serves a 4-year term, 2-103(a)(2).

Question 3 · Maryland

A person files a written demand for a hearing with the Maryland Insurance Commissioner, and 30 consecutive days pass with no decision either way. What is the legal effect?

  1. The hearing is treated as having been refused by the Commissioner
  2. The hearing is deemed granted and must be held within 10 more days
  3. The relief the person demanded is treated as granted in full
  4. The demand lapses and must be refiled together with a filing fee
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A. The hearing is treated as having been refused by the Commissioner — Md. Code, Ins. 2-210(b)(2)-(3).

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