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Life and Health Insurance Producer Exam

Licensing (AL): practice questions

Our Life & Health Insurance bank has 9 questions on this topic. Here are 5 of them with answers; the full mock exam draws from every topic, like the real one.

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Question 1 · Alabama

For whom does the Commissioner require a fingerprint-based criminal history check?

  1. Every licensee at each biennial renewal
  2. Only applicants who disclose a prior felony on the application
  3. Initial resident applicants for a producer license (not limited lines producers)
  4. Only nonresident applicants
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C. Initial resident applicants for a producer license (not limited lines producers) — Ala. Code 27-7-4.4(b), (f), (g).

Question 2 · Alabama

Within what time must a licensee tell the Commissioner about a change of legal name, mailing address, or email address, and what if they don't?

  1. At the next renewal; no penalty
  2. Within 90 days; otherwise the license is automatically suspended until the change is filed
  3. Within 30 days; a late report draws a $50 penalty
  4. Within 5 days; a $500 fine applies
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C. Within 30 days; a late report draws a $50 penalty — Ala. Code 27-7-17(b).

Question 3 · Alabama

An individual producer lets the license lapse for nonpayment of the renewal fee. What does Alabama law allow?

  1. Reinstatement at any time within five years, with no penalty
  2. Reinstatement only after retaking the exam
  3. Reinstatement within 12 months without an exam, paying double the unpaid renewal fee
  4. Reinstatement within 30 days only, and only once in a career
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C. Reinstatement within 12 months without an exam, paying double the unpaid renewal fee — Ala. Code 27-7-14.1(c).

Question 4 · Alabama

When a business entity applies for a producer license, the Commissioner must find that:

  1. The entity has been organized in Alabama for at least three years
  2. A licensed individual producer is designated as responsible for the entity's compliance
  3. Every owner of the entity has passed the licensing exam
  4. The entity has posted a $100,000 bond
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B. A licensed individual producer is designated as responsible for the entity's compliance — Ala. Code 27-7-5(c)(1).

Question 5 · Alabama

A producer licensed in another state moves to Alabama. What must they do?

  1. Nothing; the prior state's license stays valid
  2. Apply for a resident license within 90 days of establishing residence, generally without a new exam
  3. Retake every exam for each line held before working with any Alabama client, even existing ones
  4. Complete a 40-hour prelicensing course within one year
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B. Apply for a resident license within 90 days of establishing residence, generally without a new exam — Ala. Code 27-7-29.1(b).

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