التراخيص · الولايات المتحدة
Life and Health Insurance Producer Exam
The licensing exam for life and health insurance agents: policy types, provisions, underwriting, annuities, health plans and state regulation.
وصف الامتحان متاح بالإنجليزية حاليًا.
رُوجعت الأسئلة آخر مرة مقابل المصادر الرسمية في 9 أكتوبر 2026.
ابدأ الامتحان التجريبي المجاني 120 دقيقة · مجاني · بلا حساب
الامتحان الحقيقي باختصار
- Set by
- Each state insurance department
- Lines
- Life, accident and health
- Topics
- Policies, provisions, ethics, law
- Tip
- State law is tested too
ما ستتدرب عليه
جرّب سؤالًا
What does a return of premium rider do?
- Pays the premiums if the owner is disabled
- Returns all premiums paid if the insured dies during the first policy year
- Returns premiums paid if the insured outlives a term policy
- Reduces premiums if no claims are made
أظهر الإجابة
C. Returns premiums paid if the insured outlives a term policy — It increases the cost of the policy.
أسئلة نموذجية حسب الموضوع (بالإنجليزية)
- Insurance basics
- Insurance contracts
- Underwriting and policy issue
- Life policy types
- Life policy provisions
- Riders
- Annuities
- Taxes, retirement and Social Security
- Health insurance basics
- Health policy provisions
- Disability income
- Medical expense plans
- Long-term care
- Group insurance
- Regulation and licensing
- Ethics and unfair practices
- Replacement and sales practices
- Mixed review
- Seniors (CA)
- Long-term care (CA)
- Licensing (TX)
- Licensing (FL)
- Replacement (NY)
- Suitability (NY)
- Licensing (NY)
- Continuing education (TX)
- Continuing education (FL)
- Replacement (CA)
- Annuities (TX)
- Policy provisions (FL)
- Policy provisions (TX)
- Guaranty association (TX)
- Florida health policy provisions
- Regulation (WA)
- Licensing (WA)
- Conduct (WA)
- Policy provisions (WA)
- Medicare supplement (WA)
- Long-term care (WA)
- Licensing (NC)
- Continuing education (NC)
- Policy provisions (NC)
- Long-term care (NC)
- Licensing (IL)
- Penalties (IL)
- Conduct (IL)
- Policy provisions (IL)
- Long-term care (IL)
- Licensing (PA)
- Continuing education (PA)
- Conduct (PA)
- Policy provisions (PA)
- Licensing (MI)
- Long-term care (MI)
- Medicare supplement (MI)
- Conduct (MI)
- Policy provisions (MI)
- Annuities (MI)
- Licensing (VA)
- Appointments (VA)
- Continuing education (VA)
- Conduct (VA)
- Replacement (VA)
- Long-term care (VA)
- Licensing (MN)
- Long-term care (MN)
- Annuities (MN)
- Conduct (MN)
- Policy provisions (MN)
- Licensing (CO)
- Continuing education (CO)
- Penalties (CO)
- Conduct (CO)
- Replacement (CO)
- Policy provisions (CO)
- Licensing (AZ)
- Conduct (AZ)
- Replacement (AZ)
- Annuities (AZ)
- Policy provisions (AZ)
- Long-term care (AZ)
- Licensing (MA)
- Conduct (MA)
- Policy provisions (MA)
- Replacement (MA)
- Long-term care (MA)
- Guaranty association (MA)
- Licensing (TN)
- Appointments (TN)
- Conduct (TN)
- Policy provisions (TN)
- Annuities (TN)
- Licensing (GA)
- Continuing education (GA)
- Conduct (GA)
- Replacement (GA)
- Policy provisions (GA)
- Medicare supplement (GA)
- Licensing (KY)
- Continuing education (KY)
- Conduct (KY)
- Replacement (KY)
- Medicare supplement (KY)
- Licensing (MO)
- Continuing education (MO)
- Conduct (MO)
- Policy provisions (MO)
- Regulation (MD)
- Licensing (MD)
- Continuing education (MD)
- Policy provisions (MD)
- Replacement (MD)
- Penalties (LA)
- Licensing (LA)
- Long-term care (LA)
- Policy provisions (LA)
- Medicare supplement (LA)
- Licensing (IN)
- Conduct (IN)
- Replacement (IN)
- Policy provisions (IN)
- Guaranty association (IN)
- Licensing (NJ)
- Penalties (NJ)
- Conduct (NJ)
- Policy provisions (NJ)
- Licensing (WI)
- Policy provisions (WI)
- Medicare supplement (WI)
- Long-term care (WI)
- Continuing education (SC)
- Conduct (SC)
- Policy provisions (SC)
- Long-term care (SC)
- Regulation (OR)
- Licensing (OR)
- Appointments (OR)
- Policy provisions (OR)
- Long-term care (OR)
- Licensing (OH)
- Appointments (OH)
- Conduct (OH)
- Annuities (OH)
- Policy provisions (OH)
- Long-term care (OH)
- Licensing (OK)
- Conduct (OK)
- Policy provisions (OK)
- Annuities (OK)
- Licensing (NV)
- Conduct (NV)
- Replacement (NV)
- Policy provisions (NV)
- Medicare supplement (NV)
- Licensing (CT)
- Appointments (CT)
- Replacement (CT)
- Continuing education (CT)
- Policy provisions (CT)
- Medicare supplement (CT)
- Licensing (IA)
- Conduct (IA)
- Policy provisions (IA)
- Medicare supplement (IA)
- Licensing (UT)
- Continuing education (UT)
- Conduct (UT)
- Policy provisions (UT)
- Licensing (KS)
- Appointments (KS)
- Replacement (KS)
- Policy provisions (KS)
- Licensing (AL)
- Continuing education (AL)
- Policy provisions (AL)
- Licensing (AR)
- Conduct (AR)
- Annuities (AR)
- Policy provisions (AR)
- Long-term care (AR)
- Licensing (NE)
- Penalties (NE)
- Conduct (NE)
- Policy provisions (NE)
- Long-term care (NE)
- Licensing (MT)
- Conduct (MT)
- Policy provisions (MT)
- Long-term care (MT)
- Licensing (WV)
- Continuing education (WV)
- Long-term care (WV)
- Policy provisions (WV)
- Annuities (WV)
- Licensing (NM)
- Conduct (NM)
- Replacement (NM)
- Annuities (NM)
- Medicare supplement (NM)
- Licensing (MS)
- Penalties (MS)
- Replacement (MS)
- Policy provisions (MS)
- Long-term care (MS)
- Licensing (ID)
- Continuing education (ID)
- Penalties (ID)
- Conduct (ID)
- Policy provisions (ID)
- Annuities (ID)
- Licensing (AK)
- Penalties (AK)
- Conduct (AK)
- Policy provisions (AK)
- Licensing (ND)
- Continuing education (ND)
- Conduct (ND)
- Policy provisions (ND)
- Medicare supplement (ND)
- Long-term care (ND)
- Licensing (NH)
- Continuing education (NH)
- Annuities (NH)
- Policy provisions (NH)
- Long-term care (NH)
- Licensing (ME)
- Policy provisions (ME)
- Medicare supplement (ME)
- Long-term care (ME)
- Licensing (DE)
- Conduct (DE)
- Policy provisions (DE)
- Long-term care (DE)
- Licensing (RI)
- Conduct (RI)
- Policy provisions (RI)
- Long-term care (RI)
- Licensing (WY)
- Regulation (SD)
- Licensing (SD)
- Continuing education (SD)
- Annuities (SD)
- Appointments (SD)
- Licensing (VT)
- Continuing education (VT)
- Appointments (VT)
- Conduct (VT)
- Replacement (VT)
- Policy provisions (VT)
- Licensing (HI)
- Conduct (HI)
- Policy provisions (HI)
- Guaranty association (HI)
اسأل الممتحن
اسأل عن هذا الامتحان: لماذا الإجابة خاطئة، أو قاعدة نحوية، أو «اختبرني في …».
مساعدة للتدريب فقط — لا نقدّم استشارات في الهجرة أو الجنسية أو الشؤون القانونية أو شروط الأهلية. لطلبك، راجع الجهة الرسمية. قد تكون الإجابات خاطئة؛ تحقّق من المعلومات المهمة. لا تُحفظ المحادثات على خوادمنا.
أسئلة حول Life & Health Insurance
هل هذا امتحان Life & Health Insurance الرسمي؟
لا. Semplr مستقلة وغير تابعة لجهة الامتحان. نكتب كل الأسئلة بأنفسنا بالشكل والمستوى الرسميين.
كيف يكون امتحان Life & Health Insurance الحقيقي؟
Set by: Each state insurance department. Lines: Life, accident and health. Topics: Policies, provisions, ethics, law. Tip: State law is tested too.
كيف يُصحَّح تدريبي؟
فورًا. ترى نتيجتك مقارنةً بعلامة النجاح وشرحًا لكل سؤال — حتى التي أجبت عنها صحيحًا.
هل يمكنني أداؤه على الهاتف؟
نعم. يعمل الامتحان التجريبي كاملًا على الهاتف، ويُحفظ تقدّمك في متصفحك.
مستعد لجولة كاملة؟
جلسة واحدة بتوقيت حقيقي، ثم نتيجتك مقارنةً بعلامة النجاح.
ابدأ الامتحان التجريبي المجاني